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C&F Mortgage is focused on supporting you and your clients.
We are here to help provide a seamless mortgage experience from start to finish.
We offer competitive mortgage solutions with a commitment to exceed your expectations.
Years Focused on You
%
Customer Satisfaction Rating
Families Supported
Total Closed Loans ($)
Choose a C&F Loan Officer that’s right for you and your clients!
Scan the qr code below to download the lo’s partner app. once downloaded you can share directly with your client as a cobranded mortgage app.
To help you get to know these loan officers better, we asked them to answer the following questions.
Q. Describe yourself using 3 words or less.
Q. Are you more introverted or extroverted (1-5)?
Q. What is your main hobby outside of work?
Q. Years of mortgage or real estate experience.
Chambers-Miltenberger Team
Brett Chambers & Bryan Miltenberger
NMLS# 1428257 | 2043530
540.908.7764
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| A. Completive | Dependable | Loyal A. 3 A. Golf | Working Out A. 8 |
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Charles Merrill
Sr. Loan Officer / VP / Sales Manager
NMLS# 219118
804.370.4577
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| A. Caring | Fun | Positive A. 2 A. Being Outdoors | Clay Shooting | Hunting A. 25 |
 |
Chris Owens
Branch Manager
NMLS# 211853
804.909.0184
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| A. Energetic Dedicated | Honest A. 5 A. Family | Fishing | Music A. 23 |
 |
Kristina Kovtunova
Loan Officer
NMLS# 2063212
804.968.8342
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| A. Happy | Adventurous | Brutally honest A. 4 A. Skiing | Hiking A. 3 |
 |
Lynn Bossi-Kinsel
Loan Officer
NMLS# 259819
804.677.8588
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| A. Knowledgeable | Empathetic | Tenacious A. 4 A. Traveling A. 30+ |
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Neil Morrissette
Loan Officer
NMLS# 1492910
757.719.1263
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| A. Practical | Intuitive | Ambitious A. 4 A. Poker A. 5 |
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Phillip Coon & Thomas Milano Team
Loan Officers
NMLS# 311078 I 1385034
804.514.3662
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| A. Competitive | Industrious | Motivated A. 5 A. Hunting | Fishing A. 15 |
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Yeatman-Cleary Team
Tyler Yeatman & Jack Cleary
NMLS# 1009572 l 1549160
804.761.9495
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| A. Balanced | Sarcastic | Driven A. 4 A. Fishing A. 10 |
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Why Choose C&F?
Local Industry Expert
We’ve built our reputation as a trusted lender since 1995 by supporting 100,000+ families, closing $20+ billion in loans and earning a 98% customer satisfaction rating.
Innovative Financing Solutions
We provide the best financing options to meet your specific goals. We are equipped with the right loan solutions and years of industry expertise to enable us to exceed your expectations.
Focused on You In-Person or Online
Complete your mortgage application digitally via C&F Express or contact us directly — we are here to provide you with our undivided attention.
First-Time Buyer Specialist
Nearly half of our borrowers are buying for the first time. We are committed to helping everyone navigate the homebuying journey.
Support for your clients:
Support for you:
The information contained herein (including but not limited to any description of C&F Mortgage Corporation and its lending programs and products, eligibility criteria, interest rates, fees and all other loan terms) is subject to change without notice. Restrictions apply. This is an advertisement and not a commitment to lend. Entities listed are not affiliated, consumers may choose to use them individually. C&F Mortgage Corporation NMLS# 147312 (nmlsconsumeraccess.org) Equal Housing Lender. 1400 Alverser Drive | Midlothian VA, 23113
