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Mortgage Financing

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Let C&F Mortgage help finance your next home.
We are focused on helping all homebuyers navigate the home financing process with ease.
We offer competitive mortgage solutions with a commitment to exceed your expectations.
Years Focused on You
%
Customer Satisfaction Rating
Families Supported
Total Closed Loans ($)
Choose a C&F Loan Officer that’s right for you!
CONTACT THEM DIRECTLY OR APPLY BY CLICKING “APPLY NOW” UNDER THEIR NAME

Chambers-Miltenberger Team
Brett Chambers & Bryan Miltenberger
NMLS# 1428257 | 2043530
540.908.7764
chambersteam@cfmortgagecorp.com
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Charles Merrill
Sr. Loan Officer / VP / Sales Manager
NMLS# 219118
804.370.4577
cmerrill@cfmortgagecorp.com
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Chris Owens
Branch Manager
NMLS# 211853
804.909.0184
cowens@cfmortgagecorp.com
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Kristina Kovtunova
Loan Officer
NMLS# 2063212
804.968.8342
kkovtunova@cfmortgagecorp.com
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Lynn Bossi-Kinsel
Loan Officer
NMLS# 259819
804.677.8588
lkinsel@cfmortgagecorp.com
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Neil Morrissette
Loan Officer
NMLS# 1492910
757.719.1263
neilm@cfmortgagecorp.com
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Phillip Coon & Thomas Milano Team
Loan Officers
NMLS# 311078 I 1385034
804.514.3662
coonmilano@cfmortgagecorp.com
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Yeatman-Cleary Team
Tyler Yeatman & Jack Cleary
NMLS# 1009572 l 1549160
804.761.9495
yeatmancleary@cfmortgagecorp.com
Apply Now
Why Choose C&F?

Local Industry Expert
We’ve built our reputation as a trusted lender since 1995 by supporting 100,000+ families, closing $20+ billion in loans and earning a 98% customer satisfaction rating.

Innovative Financing Solutions
We provide the best financing options to meet your specific goals. We are equipped with the right loan solutions and years of industry expertise to enable us to exceed your expectations.

Focused on You In-Person or Online
Complete your mortgage application digitally via C&F Express or contact us directly — we are here to provide you with our undivided attention.

First-Time Buyer Specialist
Nearly half of our borrowers are buying for the first time. We are committed to helping everyone navigate the homebuying journey.
EDUCATIONAL RESOURCES
We’ve built robust tools and resources to allow you to expand your mortgage knowledge and build home-buying confidence.
The information contained herein (including but not limited to any description of C&F Mortgage Corporation and its lending programs and products, eligibility criteria, interest rates, fees and all other loan terms) is subject to change without notice. Restrictions apply. This is an advertisement and not a commitment to lend. Entities listed are not affiliated, consumers may choose to use them individually. C&F Mortgage Corporation NMLS# 147312 (nmlsconsumeraccess.org) Equal Housing Lender. 1400 Alverser Drive | Midlothian VA, 23113
